Kooman & Associates, LLC (“K&A”) is an SEC registered investment adviser located in Altoona, Pennsylvania. A copy of K&A’s current written disclosure Brochure (Form ADV Part 2A) and Form CRS discussing our advisory services and fees can be found at the bottom of this webpage. Those disclosures are also available upon written request.
Licensing and Solicitations
K&A may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. K&A’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of K&A’s website on the Internet should not be construed by any consumer and/or prospective client as K&A’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by K&A with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
Third Party Information
K&A does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to K&A’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Investments and Opinions
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by K&A), will be profitable or equal any historical performance level(s).
Certain portions of K&A’s website (newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, positions and/or recommendations of K&A (and those of other investment and non-investment professionals) as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). No client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from K&A or any other investment professional. Each client and prospective client agrees, as a condition precedent to his/her/its access to K&A’s website, to release and hold harmless K&A, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from K&A.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to K&A’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from K&A or any other investment professional.
K&A is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.
Certifications and Third Party Rankings
Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if K&A is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see participation criteria/methodology). Unless expressly indicated to the contrary, K&A did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of K&A by any of its clients.
Forbes Rankings
Top Wealth Advisors - Best In State: The Forbes Top Wealth Advisors Best-In-State 2023 ranking, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2021 to 6/30/2022 and was released on 4/4/2023. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 39,007 nominations, 7,321 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither K&A nor any of its Financial Advisors or custodial firms pay a fee in exchange for this award/rating. K&A is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/lists/best-in-state-wealth- advisors/?sh=181ba856ab97 for more info.
Top Women Wealth Advisors - Best In State: The Forbes ranking of America’s Top Women Wealth Advisors Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. This ranking is based upon the period from 02/04/22 to 09/30/22 and was released on 02/02/2023. Research Summary (As of February, 2023) 38,314 nominations were received and approximately 1,700 women won based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither K&A nor any of its Financial Advisors or custodial firms pay a fee in exchange for this award/rating. K&A is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/lists/best-in-state-women-advisors/?sh=7ae191421d11 for more info.
Next-Gen Wealth Advisors - The Forbes Next-Gen Wealth Advisors rankings, developed by SHOOK Research, is based on an algorithm of qualitative criterion—mostly gained through telephone and in-person due diligence interviews—and quantitative data. Those advisors that are considered have a minimum of four years' experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass the highest standards of best practices. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither K&A nor any of its Financial Advisors or custodial firms pay a fee in exchange for this award/rating. K&A is not affiliated with Forbes or Shook Research, LLC.
